Auto Loans

Apply For A Loan

Visit us, or call (850) 474-0970 ( option 2).

LOYALTY Credit Union credit standards apply. Loan term based on loan amount, Loan to Value, and age of the vehicle. Please check with the credit union for specific benefits. See a helpful LOYALTY CU Member Service Specialist for details.

Terms

Pick the term that is right for you! We offer terms up to 84 months. Vehicles can be financed with terms that fit your budget.

Credit Life/Disability Insurance

LOYALTY CU offers optional credit life and/or credit disability coverage for your vehicle loan. Should you become unable to make your payments due to death or disability, this insurance will make them for you.

Mechanical Breakdown Protection

Even the most reliable vehicle can have a mechanical problem. LOYALTY CU has a complete line of warranty coverage designed to keep your vehicle on the road and your money in your pocket. No matter where you travel in the U.S., our extended warranties provide you with emergency roadside assistance and protection against major mechanical expenses with NO DEDUCTIBLE.

GAP Insurance

What if an accident occurred soon after taking your brand-new ride off the lot? You have full coverage insurance, right? So you're covered...maybe not.

LOYALTY CU offers an optional Guaranteed Auto Protection insurance policy that will cover the gap between the loan amount on your vehicle and the actual market value of the car.

Auto Insurance

TruStage™ Auto Insurance Program

LOYALTY Credit Union could help save you hundreds on Auto Insurance

If you haven't gotten an Auto Insurance quote lately, your credit union membership could help you save hundreds of dollars.

LOYALTY CU members may qualify for a discount on Auto Insurance through the TruStage™ Auto Insurance Program. You could save big, and it could be simple to switch carriers—without losing any money.

TruStage makes available a powerful mix of savings and popular, member-friendly benefits:

• Credit union members could save hundreds*

• Nationally recognized companies

• Friendly, 24/7 service—even on holidays

• Discounts for multiple vehicles, good driving and more**

• Mobile app for easy claims

It’s simple to get a free quote todayExternal Website. Don’t wait to see how much you could save.

 A tradition of strength

TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of December 2022 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third highest of 16 ratings.

*Savings validated by survey of participating new customers who switched to a Liberty Mutual policy between 10/2021 and 09/2022 with self-reported comparable coverage from their prior carrier. Savings may vary.

** Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

Auto and Home Insurance Products are issued by Liberty Mutual Insurance Company, 175 Berkeley Street, Boston, MA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Liberty Mutual Copyright 2023. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. © TruStage